Insurance can be a huge expense when you first start driving, and even for many years afterwards. Many people pass only to realise that driving is going to be too expensive for them, so they end up getting dodgy/unsuitable coverage that would never pay out in the event of an accident. The good news is, you can still get lower insurance premiums while choosing a suitable policy. Let’s take a look at how:
The more accidents or violations a person has, the more you’ll have to pay in annual premiums. It goes without saying that you need to be a safe driver in order to get your premiums as low as possible!
Take a pass plus course to learn more skills, including motorway driving.
Shop around using comparison websites to see who offers the best deals for you.
Don’t just renew your insurance with the same company year on year – search for the best deal.
Select your vehicle carefully. A more expensive, luxurious car will cost more in insurance than a nice little run around.
Consider raising your excess amount, but keep it at an amount you’ll be able to pay if anything should happen.
Install extra security measures like anti theft devices.
Add an older, more experienced driver to your policy as a named driver to see if that brings the premium down.
Park your vehicle in the safest place you can muster, preferably in a locked garage or on a driveway.
As well as the points above, it’s important to remember to be as truthful as you possibly can when applying for quotes, to make sure your policy is valid. Happy driving!